Corporate Finance

Loan Against Securities

Loan Against Securities

Loan Against Securities is one type of quick financial instrument, which allows raising instant funds against shares, mutual funds, insurance, securities, etc. Whatever the needs, whether business or personal, by pledging the shares or securities, one can get the loan.

It is one of the most reliable funding options against shares, equity stake holdings, debt mutual funds, fixed maturity plans (FMP), insurance policies issued by government or private insurance companies, Kisan Vikas Patra, non-convertible debentures (NCD), tax-free bonds, etc. Thus, it helps to meet financial requirements without disrupting long-term investments.

Loan against securities generates an instant line of credit. However, the amount of the loan is calculated on the basis of the quality of the stocks, shares, investments, or securities only.

Documents Required for Verification and Processing

Required Documents

Required Documents
  • Details About Shares / Investments
  • Equity stake holdings, Debt Mutual Funds, FMP, Insurance policies issued, Kisan Vikas Patra, (NCD), Tax free Bonds
Business Proof Documents
  • Incorporation certificate/Registration certificate, MOA, AOA, GST Registration certificate/ Trade License,
  • Certified copy registered partnership deed (or)
  • sole proprietorship declaration.
ITRs / Income Proof
  • Last 3 years ITRs and Computations. Audited Balance sheets
Bank statements
  • Last 12 months bank statement.
KYC Documents of Director / Partner
  • Copy of Pan/Aadhar/Passport/Voter Id/Driving License.
Existing Loans sanction letters
  • Existing loans Sanction Letters,
  • Existing loans Repayment track and Account statement.

Apply Now